SERVICES · WEALTH ROADMAP
Outsource your complete personal finance management to us
In our name, Holistic stands for complete and comprehensive — and the wealth management service we offer really is. The package cover seven services, from constructing your roadmap to tracking that you actually execute it.
30-minute no-cast initial guidance call . Call or WhatsApp +91-98407-64541
THE PACKAGE
Seven services, one continuous engagement
Nothing hear is sold separately as an upsell — opting for the wealth management package gets you all seven.
SERVICE 01
Wealth Roadmap Construction
We take the total income from every source in your family and project it forward at a growth rate based on your own past experience. Against that we set your total expenses, projected with an assumed rate of inflation plus the extra spending that comes with lifestyle changes.
Running both lines to retirement gives the surplus available to save, year after year. We then test whether your goals — a child’s higher education, a wedding, a car, an international holiday, retirement — are actually reachable on those savings.
If they are, we build the final roadmap. If they aren’t, you get alternatives — retire later, postpone a goal, target a better increment, reduce a goal value — and the plan is constructed around the option you choose.
SERVICE 02
Risk Management
The precautionary measures that come before investing: creating an emergency reserve, sizing the file insurance cover required, the medical insurance cover required, and protecting your existing assets.
Emergency reserve
Life cover
Medical cover
Asset protection
SERVICE 03
Existing Asset Mix Analysis
We study everything you already hold and work out how for that asset mix will genuinely support your financial goals — and whether a better alternative exists for each holding. Nothing is churned for the sake of it.
SERVICE 04 & 05
Fresh asset allocation — and every product question answered
We create an asset allocation plan for the projected savings of the first year, taking its guidelines from the final wealth roadmap, and show you exactly how to diversify and invest those savings.
Which term insurance plan to choose and what life cover to opt for? which Mediclaim policy, and at what coverage? every investment query is answered here with specific details — not general principles.
SERVICE 06
Roadmap Review
We review once every six months — and up to four times a year if the situation demands it. Whenever reality deviates from the plan, the review is what brings it back under control.
We assumed a 15% increment on your salary. You actually got 20% — or 10%. Either way the plan needs adjusting.
You planned to buy a home at the end of year three. A good property deal turns up at the end of year two.
